OpenAI has launched a new payment feature ChatGPT Wallet in ChatGPT. With its help, the company’s AI agents, called Dots, will be able to make online purchases on behalf of the user. That means users can ask their AI agent to search for a product and if they like it, they can complete the order by approving the payment.
According to CNBC report, this feature has been developed in collaboration with American Express, Mastercard and Visa. However, at present only a few selected American users can use it.
How will ChatGPT Wallet work?
Users will be able to save their debit or credit card information in ChatGPT Wallet. After this they can ask their Dot for help in finding the product and purchasing process.
Before making the payment, the user will be shown information related to the product, merchant, total price, selected card and delivery. If your purchase involves a subscription or recurring payment, you’ll need to check its terms and conditions.
Biometric verification like Face ID or Touch ID will be required to approve the transaction. Due to this, payment cannot be completed without the user’s permission.
Currently, select users of America will get the feature
According to OpenAI’s official help document, ChatGPT Wallet is currently available to Pro users aged 18 years and older living in the US. For this, the user must have an American Express, Chase, Mastercard or Visa card issued in America and an American billing address.
To setup Wallet, users can ask their Dot about it or open the Wallet section in ChatGPT’s Settings. Information like card number, expiry date and CVV will have to be filled in a secure form instead of writing it in chat. Additional verification can also be sought from the bank.
Currently this feature works only in conversations with Dots. Cannot be used in normal ChatGPT chat, Work, or separate Codex threads.
Even after approving the payment, it is necessary to check the order.
OpenAI has clarified that approving payment through biometric verification does not mean that the order has definitely been placed. The user will also have to check the order confirmation received from the merchant.
According to CNBC, at the time of launch, OpenAI is not taking any commission from these transactions. The company is currently focusing on strengthening its relationships with merchants and payment partners.
