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Want to buy a new car, but are afraid of straining your budget due to rising prices and expensive EMIs? So keeping some important things in mind before buying a car can save you thousands of rupees. From choosing the right loan to calculating maintenance costs and getting better offers from the dealer, know 5 smart tips that will help you buy the car of your choice without putting a heavy burden on your pocket.
Keep these 5 important things in mind while buying a new car.
Car Buying Tips in Hindi: Buying a car has become an expensive deal these days. Due to rising prices, high interest rates and expensive fuel, people think twice before buying a new car. If proper planning and intelligent action is taken then buying a car does not become a burden on the pocket. It is important to decide the budget, calculate the total expenditure and choose the model as per the need. Keeping the loan EMI as per the salary and knowing the maintenance expenses in advance proves beneficial.
Taking the opinion of family and doing a test drive also helps in taking the right decision. With these easy methods, you can bring home the car of your choice without spending much money. If you want to buy a car with proper preparation, then follow the important tips given below-
calculate the loan correctly
Before buying a car, take stock of your salary and expenses. EMI should not be more than 10-20 percent of the total take-home salary. Keep the loan tenure sixty months or less. You can get a better deal from the dealer by taking a pre-approved loan. Choose a bank or finance company with low interest rates. This keeps the monthly burden light and future planning becomes easier.
Understand total ownership costs
The price of a car is not just showroom price. Also add fuel, insurance, registration, taxes and maintenance. Keep the total monthly expenses within twenty percent of the salary. Know the consumption and service cost of petrol or diesel in advance. This does not exceed the budget and driving the car remains economical in the long term.
Choose the model as per your need
Look at your daily needs instead of luxury or ostentation. Keep in mind the size of the family, city or highway driving and parking facilities. Decide on manual or automatic, petrol or CNG on practical basis. Don’t copy others. Making the right choice does not lead to regrets later and expenses remain under control.
test drive several times
One cannot fully understand the car by driving it once. Check the engine, suspension and comfort by driving on different roads. Take family members along and take their opinion. Look carefully at the seat, boot space and safety features. Proceed only after you are satisfied. This reduces the risk of wrong purchase.
Compare offers and dealers
Get quotes from different dealerships and compare discounts, exchange offers along with free accessories. Better deals are available during festivals or at the end of the year. Also check online price checker and user reviews. Negotiate and get the extra charges reduced. Thousands of rupees can be saved by purchasing from the right time and right place.
About the Author
Ram Mohan Mishra is an active journalist in the automotive world of digital media and has been working continuously in the field of auto journalism since 2021. Presently he is handling the auto desk of News18 Hindi as Senior Sub-Editor.
