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Planning to buy Hyundai Creta this Diwali? Know the calculation from down payment to EMI

Author: Ajay Kumar

Published: 02-11-2026, 10:52 AM

Hyundai Creta On Road Price & EMI Details: Creta is currently one of the best selling SUVs in the country. Its starting ex-showroom price starts from ₹ 10,90,700 and goes up to ₹ 20,11,300 for the top variant. In the market, this SUV has direct competition with SUVs like Kia Seltos, Honda Elevate and Skoda Kushaq.

If you are planning to buy new Hyundai Creta this Diwali, then this article of ours is useful for you. In this article, we have brought information about the on-road price and EMI details of Creta. You will also know about the price, design, interior, features, safety engine and mileage details of this popular SUV.

Hyundai Creta On Road Price

As told to you in the beginning, the ex-showroom price of the new Creta starts from ₹ 10,90,700. On this, RTO charges of ₹ 1,19,977 and insurance amount of ₹ 51,770 will have to be paid. Apart from this, other charges up to Rs 10,907 may be imposed. In this way the on-road price of the vehicle will become ₹ 12,73,354.

Hyundai Creta Down Payment & EMI Details

If you make a down payment of Rs 2 lakh at the time of buying a brand new Creta, then you will have to take a car loan on the remaining Rs 10,73,354. If you have decent monthly income and good credit score, the bank can give you this loan at an interest rate of about 10%.

Let us assume that this car loan is sanctioned for 5 years. In this way, you will have to pay a total of 60 EMIs of Rs 22,806 in 5 years at 10 percent interest rate. After completion of five years, the car will cost Rs 15,68,336, which includes the down payment of Rs 2 lakh and the interest of Rs 2,94,982 paid in 5 years.

design details

  • Front Look: It gets a large parametric black-chrome grille with upward-facing connected LED daytime running lights (DRLs) and new quad-LED headlamps.
  • Muscular Profile: The stylish 17/18-inch diamond-cut alloy wheels, sleek roof rails and strong shoulder line give it a boxy and powerful stance on the road.
  • Rear Styling: At the rear, the connected LED taillamp setup extending over the tailgate and the new bumper give it a futuristic touch.

Cabin and Comfort

  • Dashboard Layout: Premium soft-touch materials with dual-tone finish and horizontal air vents make the cabin look spacious and modern.
  • seating and space: The 5-seater cabin offers leatherette upholstery, excellent legroom and head protection along with a boot space of 433 litres.
  • Ambient Lighting: To make night travel premium, customizable ambient lighting has been provided in the cabin.

Tech-Loaded Features

  • Integrated Twin Screen: The dashboard features two 10.25-inch screens – one for the infotainment system and the other for the fully digital driver display.
  • Audio and Climate: 8-speaker Bose premium sound system and dual-zone automatic climate control.
  • Comfort Features: Panoramic sunroof, ventilated front seats, 8-way powered driver seat and wireless phone charger.

advance safety

  • Standard Features: All variants come standard with 6 airbags, ABS with EBD, electronic stability control (ESC), hill-start assist and disc brakes on all four wheels.
  • ADAS Level-2: It includes about 19 safety features like automatic emergency braking, lane keep assist, adaptive cruise control and blind spot monitoring.
  • 360-degree camera: It gets a 360-degree surround view camera with blind-view monitor for easy parking in narrow streets and crowded places.

engine options

  • 1.5L Naturally Aspirated Petrol: 115 PS power and 144 Nm torque (6-speed manual / IVT automatic)
  • 1.5L Turbo-Petrol (GDi): 160 PS power and 253 Nm torque (7-speed DCT automatic)
  • 1.5L CRDi Diesel: 116 PS power and 250 Nm torque (6-speed manual / 6-speed torque converter automatic)

Mileage (ARAI Certified)

  • Petrol (1.5L NA): Around 17.4 to 17.7 km/l
  • Turbo-Petrol: About 18.4 km/l
  • diesel: Around 19.1 to 21.8 km/l

Our advice: If you earn Rs 60-80 thousand per month and are not paying any big loan installments at present, then only plan to bring it home with a car loan. Getting a loan at a good interest rate will depend on your monthly earnings and credit score. The details mentioned above are just an example.

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Author: Ajay Kumar

Tech Enthusiast | Law & Accounting Expert | Web Developer | Blogger | Tally & SAP Specialist

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